The mortgage industry has changed dramatically.
Lenders became more conservative when making a decision to grant a loan.
Despite this fact mortgages are available and available at historically low
rates.
Avantgarde Mortgage works with established and reputable Lenders - leaders in
mortgage industry.
Our product line features:
Transactions and Loan to Value Ratios (LTV)
- Purchase up to 90% LTV
- Rate & Term Refinance up to 105% LTV, Fixed Rate Mortgage
- Rate & Term Refinance if 1st mortgage is a HELOC up to 75% LTV
- Rate and Term Refinance 1st Mortgage Fixed rate 2nd Mortgage HELOC up to 85% LTV
- One day off MLS Rate and Term Refinance
- Cash out Refinance up to 85% LTV
Property Types
- 1 to 4 family Residencies, Condominiums, PUDs, Rural Properties
Occupancy Type
- Primary residencies, Second Homes, Investment Properties
Types and Terms of the Loans
- Fixed Rate Mortages: 30, 20, 15
- Adjustable Rate Mortgages 1/1, 3/1,3/1 IO, 5/1, 5/1 I/O payments, 7/1, 10/1
- Home Equity Lines of Credit - HELOCs
- Fixed Rate 2nd mortgages
Jumbo Non-Conforming Loans
- Jumbo Loans up to $1,500,000
Availability of specific programs, Loan-To-Value ratios, Interest Rate depend on credit score, type of documentation provided, type of financed property and type of transaction.
Whether you are refinancing or buying a new home we will do everything to find the mortgage you will be comfortable with.
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